The ledger

Your model bill stays yours.

Connect an OpenRouter account or provider API credits and pay the model provider directly. fist.chat adds zero model-token markup; service credits account for the operator, Cell compute, and connector actions. Final subscription prices are not published yet.

The movement

Reserve. Settle. Release.

Credits are held before a run starts and resolved when it finishes. A run can never spend more than it reserved, and a workspace limit is enforced at the moment of the hold — not discovered afterwards.

ExampleRun receipt
09:00Reserve. Credits are held before the first model call. The hold is the ceiling — the run cannot spend past it.Held
09:03Settle. Metered usage — model tokens, Cell compute, tool calls — converts to spend, itemized line by line.Settled
09:03Release. Whatever the run did not use returns to the balance the moment it settles.Released

Totals appear in credits, not currency — beta pricing is not set.

The meter

What a credit covers.

A service credit is fist.chat’s unit for platform work. Customer-funded model tokens remain visible on the receipt at zero service credits, separate from the things fist.chat operates.

Model tokens

Input and output tokens for each model call in the run.

metered in tokens
Cell compute

Seconds the Cell was awake. A paused Cell bills nothing.

metered in seconds
Tool and provider calls

Calls routed through a connected business system.

metered in calls

The terms

The fine print, ruled.

Ceilings enforced at the hold, a receipt on every settlement, and nothing implied to be available before it is.

ProvisionWhat it meansStanding
Per-run ceilingOne runaway task cannot drain the balance. Hitting the ceiling stops the run before any model call, with a message that says which limit was reached.per run
Company ceilingAn optional cap on total workspace spend, enforced at the moment of the hold.optional
ReceiptsEvery settlement writes an itemized receipt: what was held, what was actually used, and what was released. Receipts and the full ledger are in your workspace and in the data export.every run
Bring your own keyConnect OpenRouter in one click, or verify an OpenAI or Anthropic API key. The credential is encrypted server-side, the provider pays model usage directly, and automatic fallback to managed model credits remains off.In beta

On the record

What we will not do: proxy a consumer ChatGPT or Claude subscription as API access, add a hidden model-token markup, silently fall back to our paid model when your account fails, quote a price we have not set, or bill a Cell that is paused.

Join the 25-company beta